I highly doubt this was a lawyers recommendation as no lawyer worth his weight in salt would write such vauge guidelines. Perhaps though thats what the site needs is for the powers that be to hire a lawyer to write legally binding and specific TOS. There are also a ton of sites out there where you can find TOSes for this kind of stuff that you can use. If you're worried about legal issues use Daz's or CL's TOSes for their galleries, they did hire lawyers to define theirs. Why reinvent the wheel when someone is willing to give it to you?