Yeah...you'll be able to do stuff. There's tons of freebies out there that you can use. Never used any of the figs that came with poser5 myself yet, but I'm in the same boat you are (all day job (plus kids and other interests)) It might take more time to build up galleries like others have, or develop the skills to make the images look as nice, but it's certainly possible to get things done with not much time.

John