Some see things as they are and ask 'why'; I prefer to see things as they never were, and ask 'why not'?
-somebody famous..;)
It depends on your motivation. I have no way to buy stuff on the web, so I either depend on the kindness of strangers (freebies), or make my own. Some folks understand uvmapping (I'm one step closer; now I know I have to texture the template, but how it goes in and out of a paint program is beyond me..;) to texture things. Believe me, if you have to reduce a complicated mesh (character/prop, whatever) to a 2-dimensional piccy, and then paint in each little flinkin' polygon..you'll be happy someone else took the time in the first place.
Sometimes you need one thing to do another; textures for props are an example (if I read the post right, make boots out of a dress..hey, if you can do that, you should charge for it..;). It's not as easy as it looks.
Some folks do it for beer money, or a little extra folding money (you'll never get rich..;)
if you can do the stuff yourself, try it out in freebies; if you're good enough, you could sell the things yourself..

I wish I'd said that.. The Staircase Wit

anahl nathrak uth vas betude doth yel dyenvey..;)