Actually Adobe didn't return my money. Told me the bank would have to do it.

UPDATE:
The crook didn't have my information, just the card #. The guy at Adobe was confused by the account that I had there. Adobe's online system didn't bother to check to see if the address matched or not before allowing the guy to download the software. First Adobe tried to blame the bank, then when I told them that the bank's system responded properly, they tried to say it was against privacy policies to check the address to see if it matched. I laughed at the guy's face over that one. Since the crook did download the software, Adobe has to have a bank fraud claim and a police report in order to free the money back. They even tried to claim that maybe I was the one who downloaded the software and am now asking for the money back. I'm the victim in this and they want t treat me like the criminal. So it's off to the police station and the bank today to get all the paperwork filled out.

I still have hope that I'll get the money back, but it's a lot longer time to have to float...