you can make conforming and dynamic clothing using wings3d, which is a FREE 3d modeling program available at the wings3d.com website. Its not as fancy as other progs like 3dmax, shade, etc, but it is free, and with some creativity and good planning, you can produce the same modeling results as many of the high dollar programs out there. I had the same problem as you, not being able to find quite the right pieces that I need, so I resorted to learning how to make my own. Of course I'm still learning. Conforming clothing is in a lot of ways more complicated to make than dynamic clothing. With dynamic clothing, you can pretty much use any simple shape to make the cloth. Say, for example, a dynamic skirt, can be made from a cone primitive, put around the waist of the figure, with the top of the cone constrained, so that the rest of it falls around the hips and legs, as a skirt would hang. Though getting dynamic clothing to fall properly can often times be a headache, its still easier to make, as you very rarely have to deal with grouping, and never have to worry about making it poseable. YOu can also use dynamic clothing to create the proper folds and drapes in conforming clothing that you're looking for, where it could take ages, depending on one's modeling skills, to recreate those same folds and drapes in an external modeling program. Some clothing just would not make sense as dynamic while other pieces don't make sense being conforming. You also have to consider the fact that, if you plan to share your clothing, there are still a lot of people that use poser 4, which dynamic clothing doesn't work with. I've been wanting to find some creative partners that would be interested in team projects to make things like clothing, props, textures, etc. If you're ever interested send me a message. E.D.