I'm lost when people say "photo realistic". To me so long as the skin doesn't look smooth and shiney like a doll, and has some texture to it like skin normally has, it's "photo realistic". Now whether that's the criteria of "photo realistic", I don't know. Anyway, if you are looking for beautifully textured V3 character addons to buy, two of my favourites are "Cassidy" and "Shiloh".

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi