I waved a debit card at them for a purchase and it didn't take more than a hair longer than it took for the free downloads. That is all automated. If you half to wait more than a few minutes, there is a snag. It might be at the bank, it might be at the server, it might be a hiccup in a node somewhere... but there is definately a snag. krazik is the nick of the CP guy who checks in here. You can IM him as well as leave site messages if it is a weekend or something. Carolly