i think pay pal is a good idea, as long as it's an option. like, you could choose whether you want the cheque, after whatever minimum (over $20), or the paypal option. for me, it doesn't cost me anything to cash a u.s. cheque, but the exchange is excellent. however, with the paypal, i'd lose on the exchange. but that's just me. so long as we get the option, i'm happy!