XENOPHONZ: Here's an interesting OT that you reminded me of. My friends well-to-do brother-in-law had a bum hanging out on his New York City stoop outside of his house. He had given him a few dollars on a few different occasions. Now this guy is back there with 2 of his friends. They won't leave. The Brother-in-law doesn't know what to do. He didn't want to call the cops on them. He just wanted them to go away. You can be nice but this was getting to be a little bit too much. So he comes out one morning and as usual, they were there with there hands out. He stopped and looked at the original stoop sitter and says in a calm friendly voice "Hey, where's that $3.00 you owe me? I know you have it and I want it". He came home from work later and they were gone. They never showed up again. The moral of the story is: If you ever want to get rid of someone, loan them some money. :)