Attached Link: http://www.renderosity.com/freestuff.ez?Form.Contrib=Fugazi1968&Topsectionid=0

I've had some succes with this and it works well :) ish. You may have to experiment but this is the process. Add figure and clothes to the scene and set up your cloth sim, morph your figure at frame 1. at frame 1 reduce the body size in the x and z axis as little as possible to get her to fit in the clothes. at frame 30, or your last frame make your figure full size again. I try to change in only 2 axis, because as the figure grows, the clothes tend to shrink too much. and only reduce the figure just enough to fit in, that helps with shrinkage too. check out 101 things part 3 in my freestuff, that should help :) take care John

Fugazi (without the aid of a safety net)

https://www.facebook.com/Fugazi3D