Attached Link: http://www.planit3d.com/source/software_files/3dmod.html

If you can't afford 3dsmax, there are lots of free programs you can use. (See link.)

A lot of people like Wings3D. But you should try a bunch of programs yourself, and see which one you like. Personally, I prefer Anim8or. Here's a tutorial on making clothing with Anim8or:

http://www.morphography.uk.vu/modtut1.html