pretty close... it's not really that you need to credit the software used (although that's always nice to know) but to give credit to where you got the image you are merging your own photos with... in this case, the templates... (or royalty free stock photos, friend's or other's photos that have given you permission to use) i would be leery of using the Clintons though or any other "celebrities" without their permission (even though they're everywhere in parody on the web) :]