I use Outlook Express. If you have a hotmail address older than December 2004 (I think), you can use POP3 and check your email in it. However, if you have a newer hotmail address, in order to use Outlook Express to check the mail, you will have to subscribe to MSN. I don't know about Yahoo email. I am a member of some Yahoo groups and I have the mail forwarded to my Outlook Express, but as for regular email, I'm not sure.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi