DAZ is giving away Michael 3 and Victoria 3 for free. I don't think you could get any better deal that that. Go and grab them, and while you're there, get DAZ Studio which is also free. Of course it's not Poser but it's unbeatable for the price. To texture your Michael and Vicky, you can find textures in the free stuff here at Rosity, there are some very good ones available. So you don't have to spend a penny and still remain perfectly legal! I call this real luck man, when I started out with 3D there were no such things as a Poser replacement free.