The pubic area and thighs are not even close to being real looking. Just look at a basic female nude and then at your figure, doesn't even come close for detail in those areas. That's not "Poser's fault" ... the detail is in the model, not in the application that the model is used for. If you get a more expensive program (such as Max or Lightwave), your Poser models won't look any different and you'll have to do the rigging yourself.