Yep. I was trying to work on the skin tone from the IBL without confusing myself with what the AO was doing. So I had the depth map shadow for the spotlight turned off and the AO on the IBL turned WAY down.

Here is the render with the spotlight shadows turned on and the AO at 20%. I'm using 20 samples on the AO. The AO shadow is dirty. I'm not able to figure out any good settings at all.

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Renderosity forum reply notifications are wonky. If I read a follow-up in a thread, but I don't myself reply, then notifications no longer happen AT ALL on that thread. So if I seem to be ignoring a question, that's why. (Updated September 23, 2019)