Diolma, thank you for that. I learned how to work with dynamic cloth from poserfashion, which is why I do things in the order that I do. However, I find that when I want to do another pose, I have to start from the beginning again with load figure, add clothing etc. Your way will allow me to do one full render, load the saved file, and start from where I change the pose instead of from the very beginning.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi