Yep.. I just work on the obj as well as the cr2 file. I use lightwave, and its pretty easy to do. Probably the most work, is doing th emulticolored ad image when I'm done. Here's a pic from the Rhinolicious set.. I did a "Increadibles" like outfit from mat zones, and a texture overlay done in P6 with nodes.
Way too many people take way too many things way too seriously.