I too pass up no thumb pics and for those who don't know how or don't want to do it, a site generated one is a great idea. For those who "cheat" with the thumb being a "switch and bait" thing, they get what they sow. For those who are creative with their thumbs (as in the above demonstrated example), I say bravo!!!!! It would be a shame to stifle such creativity. Therefore my vote ( if I get any, lol) is too have the best of both -- Site generated and member submitted options.