What you need to do is make the top row(s) of verts on the hip part of the coat you have made dynamic a contrained group. It will still behave like you need, but won't collapse in a heap on the floor. After you get the initial cloth sim set up and ready to go, just click on the Edit contrained group and add just enough around it to keep it in place.

Crazy alien chick FTW! (yeah....right....)

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