Were there other files other than the .jpg texture files? If there were pz2 files do the following: Open Poser and load Vicky. Go to the Pose library and find the texture there. If there was only the .jpg texture files, after you load Vicky, go to the material room, select the figure "Vicky" or "Figure 1", and to the right use the drop down area and pick the first material zone of the figure. Then right click in the window, pick "new node", 2D Image, and "Image Map". Then browse to the .jpg texture file, click ok. Do that for all of the material zones in that drop down area. Apparently there is a way to apply the texture to all areas at once, but while I've seen the instructions posted, I can't remember how to do it so I just do it one by one.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi