Hi Brandi! I use a Fuji MX1200, and though some magazines didn't rate it too highly I've got to admit I like it - the quality is brilliant considering it only cost 200 (GB) and that was with a 16M memory card that holds 50 images on high quality mode. I've noticed here that the similar priced Kodak (not sure the model) is only 1 million pixels, compared to 1.3 on the Fuji. My next digi will be another Fuji. Regarding files, the cameras I've used all downloaded into the pc in their own format, and it was the download program which allowed you to save the file in the format of your choice. Hope this helps. Mike.