oh and randym77, how would i make it so that when the prop is in the scene... that when the model changes position... it follows??

Make it a "smart prop."  Position it as you want, parent it, then save the prop to your library.  If you save a parented prop, Poser should ask you if you want to save it as a smart prop. 

You'll have to think about which body part to parent it to.  Rings should be parented to the finger, bracelets to the arm, tiaras and earrings to the head, etc.  Necklaces may be parented to the neck or chest - experiment and see what works best.

Here's a short tutorial.  It uses Raydream, not Max, but you can follow it from the "import OBJ to Poser" point:

http://www.cocs.com/poser/props.htm