Attached Link: http://www.thepalace.com/wonder/poser/posebuilder/character_creation.html

I don't do texturing because I find it too tedious and I'm not very good at making nice looking morphs yet, so I haven't packaged anything up.  However, maybe that tutorial will help you with what you are seeking.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi