hi.):)    there is a program(free) that u can use to create mat poses  (look here in free) :) with ur skin textures once theyre done:9 t then   u dont have to apply in mat room:)here are tuts on it at daz 3d:) or  just apply the skin in material room too:)  and for bumps, bmp files:) targa, no sure:) hehe

 

 

 oh hows things going?:)  good i hope:)