Jim you didn't make that with Virtual Fashion. That was what he was asking about.

There's no easy way to make collars in VF that I know of but I do think you can set a stiff material zone on a shirt neck and then a soft draping zone at the top that will drape down over the stiff zone. I haven't tried it yet but I have a vague idea of how to accomplish it.

 

As for pleats, the only way I can think of doing those with VF is by creating a displacement map for the OBJ file.