There's probably 3 or 4 ways to get money: Hard work, luck (lotto or the such), inheritance (also might fall under the luck category), and being a greedy bastard (and doing illegal or unethical things to get money). So unless you really know someone, you can't say much about how they got their money or what they should do with it... And then again money isn't everything, if you're a nice guy or a real jerk - being rich or poor isn't going to change it.

Anyhow, if I had all those programs I'd try each one to figure out what works best. There's not much point in asking, because each person tends to find their own niche and what works best for them might not be so great for you.

Goes back to sitting by the cardboard "will 3D model for food" sign while using Wings3d on the ol' lappy.

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Barbequed Pixels?

Your friendly neighborhood Wings3D nut.
Also feel free to browse my freebies at ShareCG.
There might be something worth downloading.