"...how would you describe the type of art we create with Poser?"

3d-paint-by-numbers

I love Poser, but I'd be embarrassed to call myself an "artist" when creating anything with canned content.  In all fairness to us Poserites though, there is a more significant issue than 'artistic talent' that most of us have to deal with in 3dcg:  Time.  A lot of us could spend a few years  modeling, mapping and rigging and still struggle to approach the quality of a Poser 3 figure.  With Poser we can start with great figures, great textures, (ok, lame rigging ;), etc and still have many hours invested to generate even a simple still.  Would I like to make a quality figure from scratch, map, texture and rig it myself?  Sure.  But it's completely out of the question simply due to time.  I'll never have a chance to find out whether I'm 'capable' of it. . . and, I'll never be an "artist" using canned content, but, what the heck, it's fun.