<<<<There will be a 24 hour refund window if you decide you do not want to be a member, this is protect us from users subscribing downloading a lot of content and then canceling it.>>>> an unscurpulous person can do alot of downloading in 24 hrs....wasn't there discussion about having a free section of limited downloads??? the quality is such that I would think the free stuff would give a person a good idea if they want to join beforehand and a 24 hr refund time wouldn't be neccessary since they are getting to try the free stuff....Just my half penny...:>) but I had to mention it cause I saw visions of peeps DLing like crazy....LOL