Thank you very much,  each and everyone for your responses and advice!!  I appreciate it very much.

I couldn't imagine jumping off into the deep end without paddling in the "kiddie pool" for a while first! 

You have confirmed my own thoughts about the learning process, and as Danny and Jim said, trial and error for a while until I get comfortable with all the new settings one needs to pay attention to.  I'm glad to hear that the "elitist attitude" is not the attitude held by all, and that it still a good idea to upgrade and that learning at one's own slow pace is allright, even if I'm not using all the bells and whistles at first. 

You've been a big help.....thanks!!

:) Maria