For me what I do is:

Pick the figure IE: V3
Add the morph
Add the clothing
Add the clothing texture
Fit the clothing to the morphed figure

If I'm using regular clothing, after that I do the following:

Add hair
Pose the figure
Adjust facial expression
Add lights
Render

If I decided to use Dynamic clothing, after I fit the clothing to the figure, I do the following:

Move to frame 15
Pose the figure
Move back to frame 1
Go to Cloth room
Start a new simulation
Clothify the clothing
Pick Colide against (unless the hands, feet, head come into play, I usually check "Ignore" for those")
Then I run the simulation

After the simulation is run, I go back to the Pose room and do the following:

On the last frame (30), I add the hair
Then I render the image on the last frame

This is the tutorial I learned from:
http://www.poserfashion.net/howvic3dress1.htm

4blueyes just posted an easy tut the other day:
http://www.renderosity.com/mod/forumpro/showthread.php?thread_id=2665209

PhilC has a video:
http://www.philc.net/CC_sampleVideo.htm

And Dr. Geep has one at his site:
http://drgeep.com/TUT/cr/CR.htm

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi