What I did with my figures is bring it in to the scene on it's own, turn off IK and save it back to my library as my own figure, eg. "V3 noIK" or "M3 noIK" etc.

When I want to use dynamic cloth I just load that V3 or M3 instead of the one with IK, simple!

It's still the same figure [V3 SAE], but with IK turnd off!

 

Injustice will be avenged.
Cofiwch Dryweryn.