Thanks for all the info.  And ReBorne, your right about just a few companies making everything. And since Oylmpus and Fuji are, I believe the only camera that use the XD card and Olympus was the innovator I'll shop around for sales on it. All thought this camera can use 4 different card types. I've only tried the smartcard and XD. The smart card is getting really hard to find in my neck of the woods.  Had to find it on line and it was expensive.  I use it in my Oly4000.