Save the shirt as a map file... shirt.jpg Make a transparency map.. Make the shirt part white and the rest black.. In poser use the square prop (Prop Types) and set the transparency max to 100% Use the shirt.jpg and your shirt transparency map on the square prop.. Position this in front of your figure... Just move it around until you have it in the right location. You will have to pose your figure the same as the shirt is with the arms at the side for this method to work.. when rendered it will appear as if your charact is wearing the shirt.. While puting the square into postition it might help to cut the transparency back so you can see what your doing then reset it to 100%

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Senior MarketPlace Tester

If anyone sees a mind wandering aimlessly around..... It is mine.  I want it back.