I'm not sure why your simulation stops part way through.

What clothing have you converted from conforming to dynamic?  Maybe the problem lies in that?

Also, if you are using 40 frames,  try setting your pose at 20 frames (1/2 the total frames). This gives a better look to the clothing, at least i think so.  You can also try 30 frames with the pose at frame 15 and see if that makes any difference.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi