By all means!

Here it is, step by step:

1. Using 2ndskin.exe (available here at Renderosity) I created a second skin with transparency set to "1".

2. Load Michael.

3. Load Second Skin

4. Conform 2nd Skin to Michael.

5. Create body art as a black on white (or whatever on white) image painted over the body template. (This is my Body texture on the screen shot).

6. Turn it negative and save it as the transparency image.

7. In the material room, apply as shown above... White bg image to "Difuse Color", black bg image to "Transparency," both set to 100%.

8. Render

9. Magically, the body art appears!

Happy rendering!

Doug