"We indulge ourselves". Yup, sure helps to have more than one source of money. I learned when I was forced to retire how to stretch the buck. The only good thing about my type of retirement is, no taxes:) No taxable income:) Bad thing is evry year after I get my COLA and Medicare takes its bite I don't know if I got a raise or lost. This is getting way off topic,

I must remember to remember what it was I had to remember.