Thanks gang. I'll have to check about the material groups.  While painting, I don't have to worry about it, so I never bothered to look. They all share the same UVtemplate, which helped.

I know, the wool will hide alot of what I did but at the same time, it may benefit from it too, as the lay of the hair would be better...and there's always the folks who don't use fur and stick with the simple texture instead, who'd still be able to benefit from this a bit.  Besides, this was more just playing around, attempting to see the potential within the models and try to bring it out. I mean, think about how animals like the Horse, wolf, cat and dog could benefit from a displacement map, or any other short haired or reptilian animals. Poser can do it, it's time we start letting it I think. Maybe that would help expand the way it's being used or at the very least, make the images we see every day a little more interesting to look at. I don't know, I've not had much sleep, so I'm probably babbling at this point. 

Anyways, thanks for dropping in folks, I'll finish this up and maybe try the Horse over the weekend.