Great links and information guys, thanks!!  This is definitely a learning experience.  I gave up on render to disc for the moment until I do more studying of these links and printed out my Christmas cards using premium settings and the big render button.  My first prints ever.

The colors came out pretty close to the screen colors.  It seemed to be the degree of darkness in the colors that was a bit different.  My images looked brighter on screen than printed out.  Paper must make a difference too because I used a confetti (festive, lol) paper instead of bright white.

Again thanks!  Have a great holiday!!