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I I generally find a picture of a real woman with real pubic hair, and then a cut it out and past it to my figures texture in Photoshop.  I usually layer it, and retouch with healing and cloning brush so as to create a seamless blend.  But I'll be sur to check out this thread too. ;=]

Yours truly,
David P. Hoadley

I sometimes do something similiar with teeth. There are alot of realistic textures you can buy, or create yourself from pictures of human skin, but the teeth usually detract from that realism.