Attached Link: http://www.daz3d.com/i.x/galleries/0/-/?page=artist&artist=181359

Found the last artist. I believe [Addy has a gallery here too](http://www.renderosity.com/mod/gallery/browse.php?username=addy).  You will find one of the  [ images here](http://www.renderosity.com/mod/gallery/index.php?image_id=767430&member).

I believe that while Addy renders the poser image for the general shape,  that she digitally paints everything else from hair to skin textures to hair and clothing over the poser render in Photoshop.  Check her gallery here. It's incredible!   She even has a few images that show how she does her work.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi