Well, I have not completely experimented.  But I would try one at maybe at 10-12k and maybe one at 4-5k.  Besides Poser4 lo, there are a few on turbo squid I am considering. In addition, I would like to have the character be easily modified so several characters can share the same skeleton. 

I did contact zygote and the sales person stated they did not own the old poser model and refered me to daz, claiming they own the rights.  I am not sure if he meant ef, or if he was correct in stating daz.