The whole sentence includes "Censored" language/images and that is what I consider that thumb, not the sexually suggestive lang as much as the last part of the sentence.  

And no you can't title the image "OMG hot neckidness inside" Karen gave some examples above and this would be basically the same as the example she gave of "nudity inside"  We have not allowed these types of titles on images for as long as I can remember, that hasn't changed.