Well so far it IS skin texture map settings...I can SEE the specularity set to very light gray...have to set it to black unless I can find a shine off for each character...

I don't use shaders, I prefer the old way of texture maps.

Had no idea on the lights...will check on that... BUT when one dress in a set of MATS is toooo shiny and the others in the same set are not...welll... so 

was HOPING a general specualrity OFF python was out there somewhere... but guess not.

thanks for all your suggestions and feedback! :)

Life Requires Assembly and we all know how THAT goes!