Death at Midnight, thank you.  That tutorial was a lot easier to understand than one I ran across about an hour ago.  

And to thlayli2003, thank you as well.  But to be honest, I don't think that I am tackling textures as much as being shoved into a corner and being treated like a 3 year old girl.  But thank you though, encouragement does help.   And I definately will be coming back to this forum.  It has actually been best one I have ever been on, and more users have actually responded than I am used to for my questions.  

Thank you to every one for being such a big help.