ok, this first.  i wanted this as a journey's end pic, with the hero being welcomed by the girl.  i stopped at the girl because i could never get past the clothes.  as you can see in the top one (the first attempt) the clothes look inflated.  i wanted dynamic, but to get her sitting on the chaise, she's got to intersect with it.  and the clothes should fall on the chaise.  basically, i ended up giving up without a solution. the second adds real skin shader, gets her chest a bit more realistic, and changes angle, but still doesn't address the clothes at all (obviously). 

so if anyone has suggestions on clothes- good way to drape, conforming clothes that do lying down well, painted clothing tutorial, or even just, "she's more welcoming naked", i'd appreciate it. 

the other big problem is background.  i'm just not sure what should lie beyond the pavillion.  any suggestions?  or is this even worth pursuing?