I downloaded the owner's manual for the FinePix S6500fd from the Fuji site. 
(BTW, WOW! Blinding fast [NOT!@] download at 68KB/sec). 

Some observations ...

pp 86; 'Quality' ...

"6M F 2848 x 2136 Printing at 10R (10 x 12) / A4; For better quality, select 'F'"

pp 128, 'Set-up'

"Setting 'RAW' CCD-RAW to ON disables the signal processing functions ...
 performed on the camera.  Consequently this task must be performed on the
PC.  Use the bundled FinePix Viewer software to perform the processing on
the PC.  Conversion using FinePix Viewer also provides a simple way to create
TIFF format images.  ... For details, refer to the online help of FinePix Viewer."

In short,

(1) 6M F will give the best quality JPG -- 'F' probably means 'Fine'

(2) CCD-RAW ON will let you record uncompressed data instead of a JPG

(3) the viewer software will let you create a TIFF format image and possibly
also a JPG. 

Don't be surprised if you end up with file sizes of 18MBy per image instead of
around 2MBy JPG.  When you take the picture, the RAW files will take much
longer to save on the camera.  This may be unsuitable for some situations
e.g. sports, parties, ... Those image files will also take longer to transfer to the
PC.  You may also need to buy additional flash memory. 

IOW: time vs. quality vs. cost  -- you may need to make some difficult choices

MGD