I've received a couple of requests in this thread and through email to provide a layered version of the card background image (Photoshop format would probably be best). Traveler will host this file at Morph World so that folks can download it. I guess that means the border, number area, and page name area would have to be on their own layers for sure ... the rest is up for debate ;-) Verdie and Dolly, when you finish the backgrounds/borders can you email them to me or Traveler as well? Thanks! Denise