Traveler, I'm in the process of working on the layered version, and will pass it on when it's done. It will be in Photoshop 6 format, for those who are interested. I also tried to bring it into Painter, but for some reason Painter isn't pulling in the labels for the card number and name. Now I'm DL'ing Paint Shop Pro to see if I can get a layered version in that format as well. Dee