Thank you Connie!  Apparently the grouping was in fact my problem.  Lesson learned - never doing that in poser again.

Now he is without any rips or tears or seperation along the groups.   This tells me that I have to work to be much neater in the way that I model it though - that is good to know.  I think he could really use a genital group as well to avoid this crazy bulge he's got going on.  I'm still happy.  WIth much help from people here at Renderosity I have managed to go from beginning to end - and now I at least comprehend the process. 

P.S.  Connie where is your public wishlist ?? o.0

 

I am:  aka Velocity3d